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Why Avision

Avision Institute the Top Institute for RBI Grade-B Coaching in India.

Join Our New and Special Batches for RBI Grade-B 2019 & 2020 for Upcoming Banks Exam at Avision Institute, India (Kolkata).

Dear aspirants RBI is announced the most awaited recruitment on RBI Grade-B 2019. The Notification is published on September 2019. Avision Institute the Best coaching institute in India will start a New fresh batch for targeting to crack RBI Grade-B exams. This batch is special for those aspirants who are willing to go for RBI Grade-B 2019 exams with their skills and perfection.

Avision Institute plans to provide the best result under the circumstances of most experienced and qualified faculty members from all over India. We provide the most modernized classrooms with the latest technology of educational format. We cover the entire Courses of RBI Grade-B with our best and latest study materials and best tricks techniques.

Let’s do the details analyses of RBI Grade-B 2019 below.


The Reserve Bank of India (RBI) is India’s central banking institution. Working with the RBI or Reserve Bank of India is itself a privilege. Be an officer and you will be working with the country’s most intelligent minds.
Job Profile:
As a RBI Grade B Officer, your job will be to always be informed about inflation, design certain guidelines for various PSB’s (Public Sector Banks)
You will also be responsible to manage certain Government & Central Bank accounts.
As you all know, RBI’s main job is to circulate coins & currencies in the system. Your job will be to help make sure this process works smoothly & functions properly.
RBI is the backbone of Indian Economy; you will be responsible to assist RBI in this responsible task!


RBI Grade B Vacancies were declared 199 no. of vacancies for RBI Grade B 2019. Let’s have a detail look at the vacancies for RBI Grade B 2019 Exam.

Serial Number PostsVacancy
1.RBI Grade B (GEN)156
2.RBI Grade B (DEPR)20
3.RBI Grade B (DSIM)23


The tentative schedule of RBI Grade B will be released soon by Reserve Bank of India. Candidates can get an overview of the RBI Grade B coming Schedule 2019 from below.

  Serial Number                    Event          Date
1Release of online application form21st September 2019
2Last date to submit online application form11th October 2019
3Release of Admit card for Phase-I ExamOctober to November
4Commencement of Phase-I exam9th November 2019
5Commencement of Phase-II exam1st December 2019
6.RBI Grade-B- DEPR / DSIM Paper-II & III (Online/Written Examination)2nd December 2019
7.Interview Process and ResultsTo be announced



The starting salary of RBI Grade B in-hand approx. Rs 12-14 lac per annum. The RBI Grade B Salary is mentioned below:


Basic Pay

 Rs 35,150/-

Pay Scale 

 35150 – 1750(9)– 50900-EB-1750(2)-54400-2000(4)-624000

Grade Pay  

 Grade Pay is not applicable



Apart from the RBI Grade B Salary, the RBI Grade B employees will enjoy various details allowances, perks which are listed below:

1. Dearness Allowance: The RBI Grade B officers will receive DA of 113% of the basic salary.

2. HRA Allowance: The Reserve Bank of India will offer 2BHK/3BHK flat to the RBI Grade B employees. If the employees are not allocated with flats, then they can claim up to Rs 70,000 as rent allowance.

3. Medical Allowance: Employees can claim medical allowances up to 4000 Rupees. These medical allowances are also valid for the dependents of the employees.

4. Education Allowances: Based on various parameters the officials will offer medical allowances to some of their employees. Those selected RBI Grade B officer can avail Rs. 4000/- under education allowance every month.

5. Fuel Allowance: If the RBI Grade B employee owns a vehicle in his/her name, then they can claim up to 150 liters of fuel per month.

6. Maid Allowance: For RBI Grade B employees, Rs 3000/- will be offered under the maid allowance.

7. Mobile Allowance: RBI Grade B employees can claim up to Rs 1500/- as mobile allowance.

8. Sodexo Coupons: RBI provides the employees with Sodexo coupons worth Rs 2000/- which can be spent on food/groceries.

9. Leave Fare Concession Travel (LFC):  Once in two years the employees can avail LFC for self, spouse & dependents under LFC Travel allowance. The RBI will offer around 100000 for the employees under LFC allowance.

10. Briefcase allowance: The officers can avail Rs.7000 under briefcase allowance. Employees can reimburse the amount of briefcase every three years once.

11. Pectacles allowances: Spectacles allowance of Rs 7000/- can be claimed for either the RBI Grade B officer or the spouse of RBI Grade B officer.

Eligibility Criteria:

Age : Between 21 and 30 years.

Citizen: – 

  • Must be a citizen of India
  • Must be a subject of Nepal
  • Must be a subject of Bhutan
  • Must be a Tibetan Refugee who came to India before 1st January 1962 who has the intention of settling permanently in India.
  • A person of Indian origin migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Uganda, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.

Educational Qualifications: A minimum of 60% marks (50% in case of SC/ST/PWD) or an equivalent grade in Bachelor’s degree as well as in 12th and10th standard examinations. The minimum qualifying percentage or an equivalent grade for the Bachelor’s Degree will be in aggregate for all semesters/years.

A number of attempts: Candidates belonging to unreserved i.e. General Category, who had already appeared Six times for Phase-I Examination for this post in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PWD, if the posts are reserved for them.


Phase-I: Preliminary Written Exam

SubjectsQuestionsMarksExam Duration
Reasoning6060120 minutes
Quantitative Aptitude3030
English Language3030
General Awareness8080
Total Questions200200

Note: For each incorrect response, a penalty of -0.25 is given. The minimum aggregate cut-off marks for being shortlisted for Phase-II of the examination is decided by the Board in relation to the number of vacancies.

Phase-II: Mains written Exam

Name of PaperType of PaperExam DurationMarks
Paper – I : Economic and Social IssuesObjective Online90 minutes100
Paper – II : English (Writing Skills)Descriptive Online, to be typed with the help of keyboard on the computer screen90 minutes100
Paper – III : (Optional) Finance and Management or Economics or StatisticsObjective Online90 minutes100

Note: Paper I and Paper III will be set bilingually in English and Hindi. A candidate has to secure minimum marks separately in each paper as well as aggregate.


Tier – I: Preliminary Exam

Tier – II: Mains Exam

Tier – III: Interview

This phase comprises of an interview with a panel of 4-5 Bureaucrats / Psychologists. The theme of the interview is HR and the general perception of a candidate towards the nation, the government and the knowledge of the Indian and International Banking system. The interview is of 50 Marks. Candidates are shortlisted for the interview, based on the aggregate of marks obtained in Phase-II (Paper-I +Paper-II +Paper-III). The minimum aggregate cut off marks for being shortlisted for the Interview will be decided by the Board in relation to the number of vacancies. A candidate may opt for an interview either in Hindi or English. Final Selection will be through merit list which will be prepared by adding marks secured by candidates in Phase-II examination and interview.

Exam Syllabus

Paper-I – Economic and Social Issues

Growth and Development – Measurement of growth: National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy – Privatization – Role of Economic Planning. Globalization – Opening up of the Indian Economy – Balance of Payments, Export – Import Policy – International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. Social Structure in India – Multiculturalism – Demographic Trends – Urbanization and Migration – Gender Issues – Social Justice : Positive Discrimination in favor of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

Paper-II – English (Writing Skills)

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Paper-III – Finance and Management

(A) Finance and Management:

(I) Finance (a) Financial System 1. Regulators of Banks and Financial Institutions 2. Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc. (b) Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments. (c) General Topics 1. Risk Management in Banking Sector 2. Basics of Derivatives: Forward, Futures and Swap 3. Changing Landscape of Banking sector 4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments 5. Financial Inclusion- use of technology 6. Alternate source of finance, private and social cost-benefit, Public-Private Partnership 7. Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector. 8. The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM), 9. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI – components and trends. (II) Management: Management: its nature and scope; The Management Processes; Planning, Organization, Staffing, Directing and controlling; The Role of a Manager in an Organization. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counseling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.


Pre-examination training Participating organizations for a limited number of aspirants who belong to Scheduled Caste/Scheduled Tribes/Minority Communities at select centers. Expenses such as traveling, boarding, lodging, etc have to be borne by the aspirants who are attending this training. There will be a pre-exam training at various test centers across the country.


The category wise application fees for the RBI Grade-B exam is given below. Fee/Intimation charges once paid will NOT be refunded on any account nor can it be held in reserve for any other examination or selection. The application fee must be paid online. To know more please check the complete guide for RBI Application.






Rs.100/- (Intimation Charges only)


General and Others

Rs. 850/- (App. Fee including intimation charges)


Candidates aspiring for RBI Grade-B i.e those who have qualified RBI PRELIMS 2019 can download the ADMIT CARD from the official website of RBI.  The link is to be announced before the examination schedule.

Candidates can download the RBI Grade-B admit card from the official website RBI because the hard copy of the RBI Grade-B Admit Card will not be sent to the candidate via post. To login on the official website, the candidates will require the following:

Registration No/Roll No

Date of Birth/ Password

The admit card will be made available for RBI Grade-B Exam. The admit card or call letter for RBI Grade-B will be issued in 3 phases:

Online Preliminary Examination

Online Mains Examination


The link to download the admit card will be provided on this page. Candidates are advised to check the details on the admit card before downloading.


Steps to check result are:

-Visit the official website rbi.org.in

-Click the link “Result of RBI Grade B Examination 2019”.

-Enter Name and Roll Number.

-Download and Print Result for future reference